Rev. Dr. Daniel Agbeko holds a Ph.D in Entrepreneurship and Finance from Wageningen University in the Netherlands, an MBA in Finance from the University of Leicester in the UK, a Certificate in Microfinance from India and a BSc. Degree in Agriculture concurrently with a Diploma in Education from the University of Cape Coast as well as a Certificate in Higher Education in Applied Ministry from the Ghana Academy of Pastors. Rev. Dr. Agbeko started his Banking career in 1998. Throughout the 18 years of active service (1998-2016), Rev. Dr. Agbeko acquired in-depth skills in Banking operations and technical knowledge in Rural Finance, Agriculture, Entrepreneurship, and Finance with strong skills in credit analysis for micro, small and medium scale enterprises, concurrently with 5 years’ experience in lecturing and coaching students both in Ghana and in the Netherlands on how to start their own businesses. Rev. Dr. Agbeko is also an international consultant in microfinance, agriculture, and entrepreneurship capacity-building programs for rural banks, private microfinance institutions, and other businesses and companies across Ghana and other developing countries. Rev. Dr. Agbeko has authored several technical papers and books on microfinance, agriculture, entrepreneurship, and rural banking and has presented same at seminars in Ghana and other microfinance and entrepreneurship conferences in India, the Netherlands, France, Italy, Norway, the United Kingdom and the United States of America. Rev. Dr. Agbeko is a motivational speaker and a preacher, he has preached in many churches in the UK, in the Netherlands, and in Ghana. He is also the Board Chairman of Life Gate Credit Union, Entrepreneurs Capital Cooperative, Dream July Foundation, Akomadan Rural Bank, and a board member of various organizations. Rev. Dr. Agbeko is the founder and CEO of Quente Africa and Social Doctors and the founder of Hands-up Clothing. He is currently a Senior Lecturer and the Deputy Director of the Technical and Vocation Education Research Centre (TVERC) at Ho Technical University, a Senior Consultant for Sparkassenstiftung für internationale Kooperation (Saving Banks Foundation for International Cooperation- SBFIC) in Germany, German Technical Corporation (GIZ). Daniel is a Council Member of ICGC Life Gate Temple and Member of Full Gospel Business Men Fellowship International (FGBMFI) since 1999. Rev. Dr. Agbeko is married to Sussie with two children, Sybill and Austin. For details see: https://www.linkedin.com/in/daniel-agbeko-ph-d-mba-bsc-dip-ed-cib- 19886120/

Bright Lomotey Adjokatcher is a performance and goal-oriented person with a strong background in Accounting, Finance and Corporate Planning. He has about Twenty-five years relevant working experience of which the last fourteen years has been focused on Strategy Development and Facilitation, Corporate Budgeting and Performance Monitoring. Bright has garnered a lot of experience in Corporate Performance Evaluation and Process Improvement and displays a strong commitment and passion to achieve results and meet deadline. He holds a Master of Business Administration (MBA) in Finance and Risk Management from the Business School of Netherlands (BSN) and a member of the Institute of Chartered Accountants, Ghana (ICAG). Bright has also obtained the Balance Scorecard Professional Certification jointly issued by the Balance Scorecard Institute and The George Washington University College of Professional Studies. He has attended various courses in Leadership and Effective Teamwork, Strategy and Operational Planning, Financial Planning and Budgetary Control, as well as being Key Performance Indicator (KPI) certified.

David Ocquaye Botchway is a hardworking, dedicated and a performance driven with a strong background in Accounting, Finance, Risk Management, Recoveries or Collection, Business Development, Banking, Credit Risk and Strategy. He has about Thirteen years relevant working experience in Banking of which he rose through the ranks from a Sales Officer to be a Branch Manager. David has been exposed to various disciplines not limited to Deposit Mobilization, recoveries or collections, Product Development, Customer Relationship, Credit and Deposit portfolio Management, Business Development. David displays a strong commitment and passion to achieve results and meet deadline. David holds a Master of Business Administration (MBA) in Finance and Risk Management from the Business School of Netherlands (BSN), A First Degree in Accounting from University of Professional Studies and a Diploma in Business Studies Accounting Option. David has also attended various courses in Basic Banking at the National Banking College, Effective Management of Microfinance at GHAMFIN, IFRS Reporting and Training of the Trainers.

A dedicated professional with 20 years of work experience within the microfinance sector in Ghana, providing policy and technical advice with a special focus on developing and implementing capacity building programs as well as impact monitoring of microfinance operations. Instrumental in the setting up and the management of the global microfinance programs in Ghana for the African Microfinance Practitioner, the Microenterprise Development Institute (MDI) of the Southern New Hampshire University USA and the Sustainable Microenterprise Development Program (SMDP) of the University of New Hampshire, USA. A member of the Advisory Board for the SMDP, Carsey Institute Africa Program (2008 – 2016). As a Microfinance Specialist/Business Development Manager at the Ghana Microfinance Institutions Network (GHAMFIN), developed capacity building programs for GHAMFIN members which included Rural and Community Banks, Financial NGOs, Credit Unions, Susu Collectors Association and companies (now Microfinance companies), and Savings and Loans companies. Management of pool of facilitators and accreditation of consultants for both government/donor related microfinance programs and GHAMFIN members. Introduced the Performance Monitoring and Benchmarking (PMB) system in 2004 supported by the Microfinance Information eXchange (MIX) U.S.A, which has become the only program that independently assesses the performance of microfinance institutions (MFIs) and compares them with peers nationally and globally. Brings strong, established relationships with stakeholders from across the Ghanaian microfinance sector – including MFIs and their clients, the central bank, donors, and national and local government departments. A member of the steering committee for the Gender Responsive Skills and Community Development Project(GRSCDP) (for the enhancement of women micro entrepreneurs) of the Ministry of Women & Children’s Affairs until 2010. Holds a Master of Science (MSc) in International Community Economic Development from Southern New Hampshire University -U.S.A. And a diploma from the Harvard Kennedy School(Financial Institutions for Private Enterprise Development (FIPED)). Boston , Massachusetts. Clara is currently an Independent Financial Inclusion specialist, working with Financial Institutions and Corporate bodies in developing strategies for their Social Performance Management (SPM) and Corporate Social Responsibility (CSR) programs. She also serves on three other boards.

Roderick Okoampah Ayeh has practical experience in providing technical support to microfinance institutions. He has served on several loan approvals Committees that seek to provide on-lending funds and technical support to Microfinance Institutions. He is experienced with conducting Microfinance operational audit for MFIs and has authored articles and book on the subject of microfinance. He provides microfinance capacity training programmes for MFIs and also facilitates for the certificate in Microfinance Programme and the Masters in Microfinance organized by the Ghana Institute of Management and Public Administration (GIMPA) and the University of Cape Coast (UCC) respectively. Roderick earned a bachelor’s degree in Agricultural Science from the Kwame Nkrumah University of Science and Technology (KNUST), Ghana (2001) and a master’s Degree in Microfinance from the University of Bergamo, Italy (2008). He has a Post Graduate Diploma in Agribusiness and Export Management from the Galilee College, Israel.

Mrs. Sussie Gbadegbe holds a Postgraduate Diploma in Management Studies from the London college of Management Studies in UK, a Diploma in Computer Science from the New Age Computer Training Institute in Ghana, a Certificate in Discipleship Training from the Good Shepherd Ministry in UK and GCE Ordinary Level and Advance Level from Mawuli Secondary School in Ghana. Sussie has worked with Olam Ghana Limited from 2011- 2016 as the Regulatory affairs and Pubic Relation Officer, She also worked with Costco wholesale from 2007 to 2010 in U.K as a Deli assistant. With the Judicial Service of Ghana, she served from 1998 to 2006 in Ho, Berekum and Sunyani respectively. Currently she doubles as the Founder and CEO of hands up clothing and the Marketing Manager of Quente Africa. Sussie brings onboard Quente Africa, a vast global experience and exposure, her excellent interpersonal and relationship management skills as well as her enthusiasm, energy, and team building dynamics and the zeal to communicate and advertise Quente Africa on the local and international platform.